Personal & Auto Loan Rates
People’s Credit Union makes reaching your financial goals easy and affordable. We are proud to offer local service, local decisions and low rates. If you have a request for a specific type of loan please feel free to contact us at 800.498.8930.
Auto Loan (New)
Effective Date: Sunday, November 17, 2024
| Program | Term | APR* | Monthly Payment Per $1,000 Borrowed | Apply |
|---|---|---|---|---|
| Model Years (New Purchase Only) 2018-2019 | 60 Months | 3.49% | $18.19 | Apply Now |
| Model Years (New Purchase Only) 2018-2019 | 72 Months | 3.99% | $15.64 | Apply Now |
| Model Years (New Purchase Only) 2018-2019 | 84** Months | 5.25% | $14.25 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
**Minimum loan amount of $25,000 with terms of 84 months.
Auto Loans (Used)
Effective Date: Sunday, November 17, 2024
| Program | Term | APR* | Monthly Payment Per $1,000 Borrowed | Apply |
|---|---|---|---|---|
| Model Years (Used Purchase Only) 2016-2017 | 60 Months | 4.24% | $18.53 | Apply Now |
| Model Years (Used Purchase Only) 2014-2015 | 60 Months | 4.99% | $18.87 | Apply Now |
| Model Years (Used Purchase Only) 2013 | 60 Months | 5.25% | $18.87 | Apply Now |
| Model Years (Used Purchase Only) 2012 | 48 Months | 5.49% | $23.25 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
**Minimum loan amount of $25,000 with terms of 84 months.
Motorcycle Loans (New & Used)
Effective Date: Sunday, November 17, 2024
| Program | Term | APR* | Monthly Payment Per $1,000 Borrowed | Apply |
|---|---|---|---|---|
| Model Years 2014-2019 | 60 Months | 5.99% | $19.33 | Apply Now |
| Model Years 2014-2019 | 72 Months | 7.49% | $17.29 | Apply Now |
| Model Years 2009-2013 | 48 Months | 7.99% | $24.41 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 100%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
Energy Loan
Effective Date: Sunday, November 17, 2024
| Product | APR* as low as | Monthly Payment per $1,000 Borrowed for 48 Months | Apply |
|---|---|---|---|
| Energy Loan | 7.99% | $24.41 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR based on a credit score of 720 or higher. Other rates available based on creditworthiness. Maximum term is 48 months. Maximum amount of loan is $25,000. Please contact the Credit Union for full details on qualifying purchases.
Heating Loan
Effective Date: Sunday, November 17, 2024
| Product | APR* as low as | Monthly Payment Per $1,000 Borrowed for 12 Months | Apply |
|---|---|---|---|
| Home Fuel Loan | 5.00% | $85.61 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum loan amount $2,500. Maximum term is 12 months.
Personal Loan
Effective Date: Sunday, November 17, 2024
| Product | APR* as low as | Monthly Payment Per $1,000 Borrowed for 24 Months | Apply |
|---|---|---|---|
| Any Purpose Loan | 9.99% | $46.14 | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 or higher. Other rates available based on creditworthiness. Monthly payment is based on 24 month term.
Personal Line of Credit - Adjustable Rate
Effective Date: Sunday, November 17, 2024
| Product | APR* as low as | Monthly Payment Per $1,000 Borrowed | Apply |
|---|---|---|---|
| Line of Credit | 9.00% | Varies | Apply Now |
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum amount of line: $25,000
