Savings Accounts
Start saving for your future today. People’s Credit Union offers a variety of savings account options to suit your every need.
Basic Savings
The easiest and most convenient way to start putting away your money.Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account.
The Basic Savings Account requires $5 to open. You earn interest and pay no monthly service charge. Within the guidelines of savings regulations, you may make up to six withdrawals per statement period.*
*Transactions Limitations: During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or a third party by means of pre-authorized, automatic, or computer transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. Any transactions in excess of the transaction limitation may be blocked. This means any excessive transfers or items presented for payment may be returned unpaid and a notification will be sent to you.
Premium Savings
Offers higher interest on accounts with larger balances.The Premium Savings Account requires $5 to open. You must maintain a minimum daily balance of $10,000.00 in your account each day to obtain the disclosed annual percentage yield. Within the guidelines of savings regulations, you may make up to six withdrawals per statement period.*
*Transactions Limitations: During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or a third party by means of pre-authorized, automatic, or computer transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. Any transactions in excess of the transaction limitation may be blocked. This means any excessive transfers or items presented for payment may be returned unpaid and a notification will be sent to you.
Personal Money Market
A tiered interest rate savings account getting you the most out of your money.Enjoy the benefits of a high interest savings account and low activity checking account all in one.
You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.
How to Open
Please contact our Member Service Center for more information or visit one of our six locations to open your account today.
Phone: 800.498.8930
E-mail our Member Service Center*Transactions Limitations: During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or a third party by means of pre-authorized, automatic, or computer transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. Any transactions in excess of the transaction limitation may be blocked. This means any excessive transfers or items presented for payment may be returned unpaid and a notification will be sent to you.
Holiday Club
The best way to prepare throughout the year for your holiday spending needs.Enjoy a stress-free holiday season with the ease of knowing you won’t break the bank.
For as little as $1.00 you can open a Holiday Club Account and earn interest at the end of the club term^ and pay no monthly service charge. Your funds will be paid out in October, just in time to start your holiday shopping. Within the guidelines of savings regulations you may make up to six withdrawals per statement period.*
How to Open
Please contact our Member Service Center for more information or visit one of our six locations to open your account today.
Phone: 800.498.8930
E-mail our Member Service Center^You must maintain a minimum daily balance of $.01 in your account each day to earn interest.
*Transactions Limitations: During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or a third party by means of pre-authorized, automatic, or computer transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. Any transactions in excess of the transaction limitation may be blocked. This means any excessive transfers or items presented for payment may be returned unpaid and a notification will be sent to you.